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December 1987 (Volume 65)
Quarterly Article
Gail A. Jensen
Michael A. Morrisey
John W. Marcus
December 2024
Dec 19, 2024
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The perception that employers have been redesigning group health benefits to encourage more cost-effective use is distorted by limited study methods. New estimates of initiatives undertaken by larger private-sector employers-based on nationally representative data from the U.S. Bureau of Labor Statistics-reveal a more uncertain picture of cost containment. Cost sharing for initial hospital stays was broadened between 1981 and 1985, but coverage in most other areas-categories of care, lifetime benefit limits, etc.-was actually increased. Real health care expenditures will continue to grow absent more significant employee cost sharing.
Author(s): Gail A. Jensen; Michael A. Morrisey; John W. Marcus
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Volume 65, Issue 4 (pages 521–550) Published in 1987
